Unfortunately, you will probably get into car accidents with drivers that are not insured, or do not give you their information. This can happen in a variety of situations. For example, when people do not have car insurance, they may occasionally try to do a hit and run. In these cases, you are unable to get the fleeing driver’s information. Another example of a case where uninsured motorist insurance may come into play is when the at-fault driver simply fails to pay their insurance premium and therefore does not have a policy in effect at the time of the accident.
In such cases, you may be able to take advantage of one of our Germantown personal injury lawyers and file an uninsured motorist claim against your own insurance company. This type of insurance provides supplemental coverage, and most people pay for it. Unfortunately, many injured victims are afraid to file an uninsured motorist claim because they feel that the insurance company may charge them more money. This fear is unfounded. Was it your fault that you were hit by an uninsured driver? Probably not. Therefore, your insurance company cannot hold someone else’s failure to get insurance against you. This is not just common sense; this is Maryland law.
We recommend that victims of uninsured motorists contact one of our Germantown uninsured driver lawyers immediately. Keep in mind that this is not something you should procrastinate on because in order to get assistance in your time of need, you have to make sure that you put your insurance carrier on notice of the need and make the claim as soon as possible. Sometimes victims will get lost in the confusing insurance processes, but we are all very familiar with uninsured motorist claims so that you don’t get lost in this red-tape.
Call us for a free, no-risk consultation today: (301) 658-6776