People routinely get into car accidents with drivers that do not have car insurance. This can happen in a variety of situations. For example, a person can be involved in a hit and run accident where they were unable to get the fleeing driver’s information. Another example of a case where uninsured motorist insurance may come into play is when the at-fault driver simply fails to pay their insurance premium and therefore does not have a policy in effect at the time of the accident.
In such cases, you may be able to file an uninsured motorist claim against your own insurance company. This type of insurance provides supplemental coverage and most people pay for it. However, many injured victims are afraid to file an uninsured motorist claim because they fear that bringing a claim against their own insurance company will lead to higher premiums. This fear is unfounded. It was not your fault that you were hit by an uninsured driver. Therefore, Maryland law does not allow your insurance company to hold someone else’s failure to get insurance against you.
Our personal injury lawyers recommend that victims of uninsured motorists contact one of our Rockville uninsured driver lawyers immediately. This is especially important in this type of claim because you have to make sure that you put your insurance carrier on notice of the need to make the claim in an expeditious manner. Take advantage of our familiarity with uninsured motorist claims so that you don’t get lost in the red-tape of insurance processes.
Call us for a free, no-risk consultation today: (301) 658-6776